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All Certificates of Deposit (CD) and IRA’s are interest bearing accounts. The current interest rate and annual percentage yield (APY) may be obtained by contacting the customer service area at the bank. The interest rate and APY will not change for the term of the account. Interest begins to accrue when the CD or IRA is purchased. Interest will be compounded daily and will be credited at maturity. A withdrawal will reduce earnings. A penalty will be assessed for early withdrawal. CD’s and IRA’s have a minimum deposit of $1000 and can be purchased for the following terms.
  • 7-89 Days
  • 3 Months
  • 6 Months
  • 1 Year
  • 2 Years
  • 3 Years
  • 4 Years*
  • 5 Years*

*products subject to availability
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