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- They can be safer and more convenient to use and carry than cash
- They offer the ability to buy goods and services and pay for them later
- They have valuable consumer protections under law
- Major cards are accepted by merchants around the world
- They may provide a source of cash or payment in an emergency
- Visa Classic Card 12.50% APR
- Visa Gold Card 9.50% APR
- Cash advance fee 3% of the cash advance
- Late fee $25
- Overlimit fee $25
Grace period on cash advances and purchases—pay new balance shown on statement before the payment due date to avoid incurring finance charges.
Contact Atlantic South Bank, a Division of Wheeler County State Bank , at 478-296-7453 for more information or to apply for your credit card today.
Download .pdf application (must have acrobat to read)
are also known as check cards and operate like cash or a personal check. When you use your debit card , the money is deducted automatically from your checking account. Debit cards offer you many conveniences:
- They are more readily accepted by merchants than checks
- They can be safer and more convenient to use and carry than cash or your checkbook
- Transactions are quick and easy…just enter your PIN
- Obtain cash from your account at any ATM
Select your own PIN with our “PIN change at the ATM” feature!!!! Choose a PIN that you can remember!!
REPORT LOST/STOLEN CARD —478-296-7453
REPORT LOST/STOLEN CARD—1-800-423-7503
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