FREE CHECKING, FREE BILL PAY, FREE INTERNET BANKING, FREE DEBIT CARDS -- CALL US AT 272-6262!!

Our Smart Choice checking products will make your banking easier than ever. We offer an array of accounts designed to meet the needs of all segments of the community. Switching banks is easier than ever with our On-Line Switch Kit. Click on “Switch To Us”. It’s your choice where you bank, make the Smart Choice.

Smart Choice FREE Account

  • NO monthly service fee
  • NO minimum balance to keep
  • NO per check charge FREE
  • 24 hour Telephone Banking
  • FREE Internet Banking First order of 150 Smart Choice checks
  • FREE ATM access

Smart Choice Club Account

  • $5 monthly service fee
  • NO minimum balance to keep
  • NO per check charge
  • FREE 24 hour Telephone Banking
  • FREE Internet Banking
  • FREE Bill Payment Service
  • FREE Smart Choice checks
  • FREE Cashiers Checks
  • FREE Travelers Checks
  • FREE stop payment (1 per month)
  • ATM access

Smart Choice 55 Account

  • Eligible at 55 years of age
  • Earns Interest monthly
  • NO monthly service fee
  • NO minimum balance to keep
  • NO per check charge
  • FREE 24 hour Telephone Banking
  • FREE Internet Banking
  • FREE Bill Payment Service
  • FREE Travelers Checks
  • ATM access
  • First order of 150 Smart Choice checks FREE; 50% discount on subsequent orders

Smart Choice Interest (NOW) Account

  • NO monthly service fee if $800 minimum balance is maintained. If balance falls below $800 during statement cycle, a service charge of $5.00 plus $0.25 per transaction will be assessed.
  • Earns Interest monthly
  • FREE Internet Banking
  • FREE 24 hour Telephone Banking
  • ATM access

Smart Choice ETA (Electronic Transfer Account)

  • NO minimum balance is required
  • FREE 24 hour Telephone Banking
  • FREE Internet Banking
  • Direct Deposit is required
  • $3.00 per month service charge; $0.25 per withdrawal after 4 per statement cycle
    This account does not permit check writing. In-bank withdrawals only.

Business Checking

  • NO monthly service fee if $300 minimum balance is maintained. If balance falls below $300 anytime during statement cycle the account will be charged $5.00 and $0.20 per debit.
  • FREE Internet Banking
  • FREE 24 hour Telephone Banking

Back To Top

Member FDIC
Atlantic South Bank

Home | Privacy Policy | Terms of Use | USA PATRIOT ACT | Checking | Savings / Money Market
CD / IRA | Credit Cards / Debit Cards | Lending | Other Services | Switch To Us | Online Forms

Equal Housing Lender
NOTICE: Atlantic South Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments.